# NACHA 2026 Phase 2: Don't Get Caught Off Guard by These Changes Page: https://stenobird.com/podcast/apnow-1047497/nacha-2026-phase-2-don-t-get-caught-off-guard-by-these-changes Text version: https://stenobird.com/podcast/apnow-1047497/nacha-2026-phase-2-don-t-get-caught-off-guard-by-these-changes.md Podcast: [APNow](https://stenobird.com/podcast/apnow-1047497) Published: 2026-06-10T12:16:00+00:00 Episode link: https://apnow.podbean.com/e/nacha-2026-phase-2-dont-get-caught-off-guard-by-these-changes/ Audio file: https://mcdn.podbean.com/mf/web/eqzat9ebgtnsdayh/nacha_phase_2_explainedbpe0i.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/apnow-1047497/episodes/nacha-2026-phase-2-don-t-get-caught-off-guard-by-these-changes Duration seconds: 782 ## Resource Nacha Phase 2 hits every company that originates ACH payments — even small Accounts Payable teams that previously had zero monitoring requirements in their accounting and accounts payable process. The impact is operational, technical, and compliance driven. We should all be talking about this – but sadly, I am once again marching to the beat of my own drummer – by myself … although at least this time I am not completely alone. Nandan Avanganti, founder of Vantirs, is joining me today to talk about a new initiative that will create more work for your accounts payable teams – but is a necessity, if you want to continue making ACH payments. #achpayment #Bachaphase2 #fraudfalsepretense Watch next: Accounts Payable Policy and Procedures Manual FAST! https://youtu.be/8qKncMoHF4w Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos See all short tips at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-He5ELp9TP3wqQdHIbfIcFAB Learn more about AP Best Practices; Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-HcvMSJTdNs0BCQJ0Ivb4l9V Learn more about Internal Controls in AP; Playlist https://www.youtube.com/playlist?list=PLtL6rWSXZ-HdV9JIterJ-bf6TwMset_z_ Looking for Automation insights: Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-Hf_cZwQOcDZrYV4dA0oDVby New ACH payment requirements are impacting how businesses orig… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/apnow-1047497/episodes/nacha-2026-phase-2-don-t-get-caught-off-guard-by-these-changes/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/apnow-1047497/nacha-2026-phase-2-don-t-get-caught-off-guard-by-these-changes.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.