# Why Net Fulfillment Beats Net Worth with Bill Perkins

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Text version: https://stenobird.com/podcast/all-the-hacks-money-points-life-2136491/why-net-fulfillment-beats-net-worth-with-bill-perkins.md
Podcast: [All the Hacks: Money, Points & Life](https://stenobird.com/podcast/all-the-hacks-money-points-life-2136491)
Published: 2026-07-01T09:00:00+00:00
Episode link: https://chrishutchins.com/bill-perkins-net-fulfillment-beats-net-worth⁠
Audio file: https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/pdrl.fm/d10f22/clrtpod.com/m/traffic.megaphone.fm/ATHLLC1063769377.mp3
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JSON: https://stenobird.com/v1/public/podcasts/all-the-hacks-money-points-life-2136491/episodes/why-net-fulfillment-beats-net-worth-with-bill-perkins
Duration seconds: 5414

## Resource

#285: Bill Perkins joins Chris to unpack what dying with zero really means in practice. They discuss why net fulfillment matters at every stage of life, which experiences are worth prioritizing now, how to bank memory dividends, the questions to ask yourself before spending (or saving), and how to solve for maximum fulfillment. Bill Perkins is a hedge fund manager, energy trader, and author of the international bestseller Die With Zero Link to Full Show Notes: https://chrishutchins.com/bill-perkins-net-fulfillment-beats-net-worth Partner Deals Haven: Skip the waitlist for the best sauna. Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web Mercury: Help your business grow with simplified finances For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Bill Perkins: Instagram | Website | X Book: Die With Zero: Getting All You Can from Your Money and Your Life Full-body MRI Scan: Prenuvo Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence ATH Podcast #40: The Power of Regret, Motivation and Good Timing with Daniel Pink Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:27) Who Die With Zero Is Really For (02:32) Defining Net Fulfillment (03:14) Common Misconceptions People Have About Retirement and Spending (05:07) Why Money's Value Declines as You Age (09:12) Time Bucketing vs. a Bucket List (14:06) Memory Dividends: How Experiences Pay You…

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