# Deep Dive #7: How to invest if you're afraid of Market crashes?

Page: https://stenobird.com/podcast/aj-bell-money-markets-773447/deep-dive-7-how-to-invest-if-you-re-afraid-of-market-crashes
Text version: https://stenobird.com/podcast/aj-bell-money-markets-773447/deep-dive-7-how-to-invest-if-you-re-afraid-of-market-crashes.md
Podcast: [AJ Bell Money & Markets](https://stenobird.com/podcast/aj-bell-money-markets-773447)
Published: 2026-01-19T11:19:26+00:00
Episode link: https://ajbell.podbean.com/e/deep-dive-7-how-to-invest-if-youre-afraid-of-market-crashes/
Audio file: https://mcdn.podbean.com/mf/web/mxdug4d2g92t9r35/26-01-13_-_M_M_-_DeepDive_-_Jan_V17wamn.mp3
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JSON: https://stenobird.com/v1/public/podcasts/aj-bell-money-markets-773447/episodes/deep-dive-7-how-to-invest-if-you-re-afraid-of-market-crashes
Duration seconds: 3858

## Resource

In this deep dive episode, Laith Khalaf and Tom Sieber dig into the world of cautious investing, and ask how you can invest if you’re afraid of stockmarket crashes. Laith and Tom debate the merits of cautious investing and how bad a market crash can be for your wealth. [00:09] Laith talks to Stefani Williams, a financial adviser with Holden and Partners, about how she assesses her clients’ risk profiles. [8:50] Laith and Tom discuss tips for cautious investors. [19:25] Tom catches up with Alastair Laing, the manager of the Capital Gearing Trust. [40:40] Laith and Tom talk about other risks, like holding too much cash and hitting retirement without enough money. [55:50]

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## Transcript

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