# Buying $1.5m of Earnings Without an SBA Loan Page: https://stenobird.com/podcast/acquiring-minds-3909119/buying-1-5m-of-earnings-without-an-sba-loan Text version: https://stenobird.com/podcast/acquiring-minds-3909119/buying-1-5m-of-earnings-without-an-sba-loan.md Podcast: [Acquiring Minds](https://stenobird.com/podcast/acquiring-minds-3909119) Published: 2026-05-28T07:00:00+00:00 Episode link: https://acquiringminds.co/articles/justus-luttig-copeland-home-services Audio file: https://media.transistor.fm/adffdf32/f2071385.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/acquiring-minds-3909119/episodes/buying-1-5m-of-earnings-without-an-sba-loan Duration seconds: 4985 ## Resource As a South African in the US, Justus Luttig had to get creative to search then buy 2 trades businesses at the same time. Register for the webinar: New $10m Limit for SBA Loans: What You Need to Know - TODAY!! - https://bit.ly/4v3zKXh Topics in Justus’s interview: Growing up on a cattle ranch in South Africa Disillusioned with the venture capital bubble Perception of white collar work as “the dream” Meeting successful owners of blue-collar businesses Big deal failure on his birthday Structuring a deal without the SBA Challenges of searching on an H1B visa Merging an HVAC with a plumbing business The magic happens when you leave your desk Acquiring during the slow season References and how to contact Justus: LinkedIn Copeland Home Services The ecosystem for serious acquisition entrepreneurs—education, capital, community, and post-close support to buy and grow a business: The Acquisition Lab Get complimentary due diligence on your acquisition's insurance & benefits program: Oberle Risk Strategies - Search Fund Team Download the New CEO’s Guide to Human Resources from Aspen HR: From this page or contact jenny@aspenhr.com Connect with Acquiring Minds: See past + future interviews on the YouTube channel Connect with host Will Smith on LinkedIn Follow Will on Twitter Edited by Anton Rohozov and produced by Pam Cameron ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/acquiring-minds-3909119/episodes/buying-1-5m-of-earnings-without-an-sba-loan/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/acquiring-minds-3909119/buying-1-5m-of-earnings-without-an-sba-loan.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.