# When Bots Have Bank Accounts: The Rise of the Agent Economy (With Sean Neville, Catena Labs)

Page: https://stenobird.com/podcast/a16z-crypto-show-5434524/when-bots-have-bank-accounts-the-rise-of-the-agent-economy-with-sean-neville-catena-labs
Text version: https://stenobird.com/podcast/a16z-crypto-show-5434524/when-bots-have-bank-accounts-the-rise-of-the-agent-economy-with-sean-neville-catena-labs.md
Podcast: [a16z crypto show](https://stenobird.com/podcast/a16z-crypto-show-5434524)
Published: 2026-03-03T19:30:08+00:00
Episode link: https://web3-with-a16z.simplecast.com/episodes/when-bots-have-bank-accounts-the-rise-of-the-agent-economy-with-sean-neville-catena-labs-8Fo_aMLw
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Duration seconds: 1242

## Resource

When AI agents start earning, spending, lending, and investing, the internet’s money layer needs to evolve fast. Sean Neville—cofounder of Circle, architect of USDC, and now cofounder of Catena Labs—lays out his thesis for an agent-native economy built on programmable dollars and “AI-native banks.”

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## Transcript

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