# Episode 25: Rising Housing Costs & Mental Health

Page: https://stenobird.com/podcast/a-way-forward-conversations-on-mental-health-7020455/episode-25-rising-housing-costs-mental-health
Text version: https://stenobird.com/podcast/a-way-forward-conversations-on-mental-health-7020455/episode-25-rising-housing-costs-mental-health.md
Podcast: [A Way Forward: Conversations on Mental Health](https://stenobird.com/podcast/a-way-forward-conversations-on-mental-health-7020455)
Published: 2026-04-29T12:00:00+00:00
Episode link: https://awayforwardpodcast.transistor.fm/25
Audio file: https://media.transistor.fm/be7f21ce/70fc8d09.mp3
Processing state: not_requested
JSON: https://stenobird.com/v1/public/podcasts/a-way-forward-conversations-on-mental-health-7020455/episodes/episode-25-rising-housing-costs-mental-health
Duration seconds: 1479

## Resource

In this episode, host Jessica Samuels is joined by Jaime Edmondson (Beem Credit Union) and Mike Gawliuk (CEO CMHA Kelowna) to unpack how rising housing costs are impacting mental health across British Columbia. From renters feeling locked out of the market to homeowners struggling with rising interest rates, this conversation explores the emotional toll of financial stress—and what support looks like. Key Themes 1. The Emotional Weight of Housing Costs Housing affordability is one of the top stressors affecting mental health today Feelings of hopelessness, anxiety, shame, and guilt are increasingly common Financial stress often leads to avoidance , preventing people from seeking help 2. Renters vs. Homeowners: Shared Pressure, Different Realities Renters: (Struggle to save due to high rent and cost of living; Many feel homeownership is out of reach) Homeowners: (Facing rising interest rates and mortgage renewals ; Managing increased costs while rental income may be declining) 3. The “YOLO Effect” and Saving Fatigue Saving for a home can take ~7 years on average High monthly savings requirements lead many to give up Result: people choose to live in the moment rather than save , reducing chances of entering the housing market 4. The Mental Health Impact Housing is a social determinant of health Financial instability can: (Trigger or worsen mental health challenges; Increase isolation and stress cycles) Younger people are especially affected, facing long-term uncertainty 5. The Hidden Costs of Living Beyond rent/mortgage: (Utilities, taxes, insurance, internet, repairs) Unexpected expenses (e.g., repairs) can push people into debt cycles 6. Shame and Financial Avoidance Many people avoid financial conversations due to: Fear of judgment; Misunderstanding (e.g., mortgage re…

## Actions

- request_transcript: `POST https://stenobird.com/v1/public/podcasts/a-way-forward-conversations-on-mental-health-7020455/episodes/episode-25-rising-housing-costs-mental-health/transcription-requests` — Idempotently request low-priority transcript generation for this episode.
- read_markdown: `GET https://stenobird.com/podcast/a-way-forward-conversations-on-mental-health-7020455/episode-25-rising-housing-costs-mental-health.md` — Read the agent-friendly Markdown representation of this episode resource.

A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed.

## Transcript

Full transcripts are not published on public pages unless there is a clear rights basis.