# Medicare IRMAA: 7 Strategies to Avoid the High-Income Surcharge

Page: https://stenobird.com/podcast/1715-treasure-coast-financial-wellness-with-thomas-davies-5676635/medicare-irmaa-7-strategies-to-avoid-the-high-income-surcharge
Text version: https://stenobird.com/podcast/1715-treasure-coast-financial-wellness-with-thomas-davies-5676635/medicare-irmaa-7-strategies-to-avoid-the-high-income-surcharge.md
Podcast: [1715 Treasure Coast Financial Wellness with Thomas Davies](https://stenobird.com/podcast/1715-treasure-coast-financial-wellness-with-thomas-davies-5676635)
Published: 2026-07-31T15:00:00+00:00
Episode link: https://www.buzzsprout.com/2047761/episodes/19581021-medicare-irmaa-7-strategies-to-avoid-the-high-income-surcharge.mp3
Audio file: https://www.buzzsprout.com/2047761/episodes/19581021-medicare-irmaa-7-strategies-to-avoid-the-high-income-surcharge.mp3
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Duration seconds: 1227

## Resource

Send us Fan Mail Did you know Medicare IRMAA surcharges could cost high-income retirees tens of thousands of dollars over a decade — and most people don't find out until the bill arrives? In this episode, we break down exactly how these costly surcharges work, who gets hit the hardest, and seven proven financial planning strategies to help reduce or avoid them altogether. Whether you're approaching retirement or already enrolled in Medicare, understanding IRMAA is essential to protecting your...

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## Transcript

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